![]() Manufactured spending is frowned upon by merchants and credit cards because it's not the way loyalty programs are meant to work. There are inherent costs when someone manufactures spending, such as handling or administrative fees, which are often incurred by the merchant. There is a large manufactured spending community online, but much of it is hush-hush. Air Miles quietly drops value of some points, angering collectors."There is a huge benefit if you're willing to put in even a small amount of time just once a week - once a day if you really want to get more into it," said Campbell. As a result of his efforts, Campbell has been able to travel to such far-flung places such as Hong Kong and Easter Island. That's the term for using a credit card to buy something - or a lot of things - you don't need (or even want) just to collect the reward points associated with the credit card. A 24-year-old law student said he used a Royal Canadian Mint program to help generate enough travel rewards points to take champagne- and caviar-fuelled, first-class flights to world-class resorts around the globe.Īlong with being a master's student of law at Montreal's McGill University, Avery Campbell is an expert at collecting rewards points through something called "manufactured spending."
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